

Operate Private
Course Overview
Operate Private teaches you how to live, build, and do business in the private sector. This course shows you how to use business trusts and private associations to protect assets, manage commerce, family legacy planning, and operate outside public jurisdiction—so you can create wealth, freedom, and sovereignty on your own terms.
Master the Private Sector
Build trusts, form private associations, and protect your wealth through real estate and legacy planning strategies.

Business Trust
Form and Operate UBTs
- Learn how to form and operate Unincorporated Business Trusts (UBTs)
- Protect assets from lawsuits, taxes, and creditors
- Separate control from ownership for maximum privacy and protection
- Build a structure that can own businesses, property, and intellectual assets
- Use trust banking and EIN strategies to operate privately in commerce

Private Membership Association
PMA Formation & Operation
- Discover how PMAs lawfully function outside public jurisdiction
- Form private associations for health, education, or business ventures
- Contract privately with members using constitutional protections
- Shield your operations from licensing, regulation, and interference
- Create a sustainable private community built on trust and consent

Real Estate & Legacy Planning
Property Trusts & Estate
- Learn to title property into a trust for asset protection and privacy
- Avoid probate, liens, and property tax exposure through trust strategies
- Use private contracts to buy, sell, or lease real estate
- Structure holdings for generational wealth and estate continuity
- Integrate real estate into your overall private trust portfolio
Build Wealth, Freedom, and Sovereignty on Your Own Terms
Invest In Becoming Private
Start with Masterclass membership and scale into premium catalogs at your own pace.

Masterclass Membership
Start Your Journey into the Private - Gain the tools, mentorship, and community to start operating privately today.
- Live Classes, Monday–Friday
- Step-by-Step Private Plan
- Connect with a Like-Minded Community
- Access to Intro Lessons Across All Premium Courses
- Pay-As-You-Go Flexibility
- Private Community Groups
- Starter Library
- Member Discounts
How It Works
- 1
Become a Member
Start Your Journey – Get everything you need to transition into the private. Gain step-by-step guidance, mentorship, and an empowering community to begin living and operating privately.
- 2
Charge Card
Load your "Creditor Card" right inside the platform. Use it to unlock courses, workshops, and tools across our campus! Each lesson has its own credit value so you can choose your path at your own pace.
- 3
Operate Private
Redeem credits to access a detailed, self-paced curriculum on private operations. You’ll learn the lawful and practical frameworks for setting up Unincorporated Business Trusts, forming Private Membership Associations, and conducting lawful commerce. This program is designed for entrepreneurs, real estate professionals, and families focused on asset protection and legacy planning.
Creditor Academy
Let's Go Private with
"Operate Private"
Launch a Private Business with Trusts & PMAs
Enroll TodayExciting Opportunity Alert!
Join our Saturday Strategy Session with PaulMichael Rowland, a live group consult led by the founder of Creditor Academy. This guided conversation is designed to walk through what the Academy offers, discuss your goals, and answer questions directly with PaulMichael in an open, interactive setting. Gain clarity, understanding, and direction so you can decide your next steps with confidence.

Have doubts? Let's resolve them together.
Get a friendly, no-pressure consultation with our team. Share your situation, ask anything, and walk away with clear next steps.
Join 1,200+ students who've transformed their lawful standing. Enrollment closes soon.