Learn to build elite business credit with Unincorporated Business Trusts, repair your personal credit, and establish Private Merchant Processing — no banks, no KYC, no risk of shutdowns.
Learn to repair your credit, process payments privately, and build 200k + in business credit with clarity and confidence.
Personal Credit Repair
Foundations Mastery
Foundations Mastery
Learn to establish your Financial Status
Start with Masterclass membership and scale into premium catalogs at your own pace.
Start Your Journey into the Private - Gain the tools, mentorship, and community to start operating privately today.
Start Your Journey – Get everything you need to transition into the private. Gain step-by-step guidance, mentorship, and an empowering community to begin living and operating privately.
Load your "Creditor Card" right inside the platform. Use it to unlock courses, workshops, and tools across our campus! Each lesson has its own credit value so you can choose your path at your own pace.
Use your “Creditor Card” on mastering the art of building elite business credit through Unincorporated Business Trusts. Repair and optimize your personal credit profile, and set up Private Merchant Processing to keep your commerce fully under your control.
Creditor Academy
"Secure Your Freedom."
Go step-by-step through every lawful declaration, filing, and notarization to correct your status and secure your estate.
Enroll TodayJoin our Saturday Strategy Session with PaulMichael Rowland, a live group consult led by the founder of Creditor Academy. This guided conversation is designed to walk through what the Academy offers, discuss your goals, and answer questions directly with PaulMichael in an open, interactive setting. Gain clarity, understanding, and direction so you can decide your next steps with confidence.
Get a friendly, no-pressure consultation with our team. Share your situation, ask anything, and walk away with clear next steps.
Join 1,200+ students who've transformed their lawful standing. Enrollment closes soon.