Financial Freedom
Course Overview
Learn to build elite business credit with Unincorporated Business Trusts, repair your personal credit, and establish Private Merchant Processing — no banks, no KYC, no risk of shutdowns.
Your Path to Financial Freedom
Learn to repair your credit, process payments privately, and build 200k + in business credit with clarity and confidence.
I Want Remedy Now
Personal Credit Repair
- Remove Negative Accounts & Collections
- Eliminate Late Payments & Charge-Offs
- Dispute Inaccurate Credit Report Data
- Boost FICO Scores Fast
- Qualify for High-Limit Credit Cards
- Restore Financial Freedom & Confidence
- Unlock Better Loan & Lease Terms
- Protect Identity & Credit Profile
- Rebuild Strong Payment History
Private Merchant Processing
Foundations Mastery
- Lower Transaction Fees
- Faster Funding Times
- No Hidden Costs
- Dedicated Account Manager
- Seamless Equipment Integration
- Real-Time Reporting Dashboard
- Chargeback Protection Tools
- Customizable Payment Solutions
Private Business Credit
Foundations Mastery
- Earn Cash-Back on Every Purchase
- Travel Rewards for Flights & Hotels
- Airport Lounge Access
- Exclusive Hotel Upgrades
- 0% Intro APR Offers
- Get Approved for Up to $200K
- Credit Card Stacking Strategies
Learn to establish your Financial Status
Invest In Becoming Private
Start with Masterclass membership and scale into premium catalogs at your own pace.
Masterclass Membership
Start Your Journey into the Private - Gain the tools, mentorship, and community to start operating privately today.
- Live Classes, Monday–Friday
- Step-by-Step Private Plan
- Connect with a Like-Minded Community
- Access to Intro Lessons Across All Premium Courses
- Pay-As-You-Go Flexibility
- Private Community Groups
- Starter Library
- Member Discounts
How It Works
- 1
Become a Member
Start Your Journey – Get everything you need to transition into the private. Gain step-by-step guidance, mentorship, and an empowering community to begin living and operating privately.
- 2
Charge Card
Load your "Creditor Card" right inside the platform. Use it to unlock courses, workshops, and tools across our campus! Each lesson has its own credit value so you can choose your path at your own pace.
- 3
Financial Freedom
Use your “Creditor Card” on mastering the art of building elite business credit through Unincorporated Business Trusts. Repair and optimize your personal credit profile, and set up Private Merchant Processing to keep your commerce fully under your control.
Exciting Opportunity Alert!
Join our Saturday Strategy Session with PaulMichael Rowland, a live group consult led by the founder of Creditor Academy. This guided conversation is designed to walk through what the Academy offers, discuss your goals, and answer questions directly with PaulMichael in an open, interactive setting. Gain clarity, understanding, and direction so you can decide your next steps with confidence.
Have doubts? Let's resolve them together.
Get a friendly, no-pressure consultation with our team. Share your situation, ask anything, and walk away with clear next steps.
Join 1,200+ students who've transformed their lawful standing. Enrollment closes soon.