Tradelines
Dec 08, 2025
•5 min read•2.4K viewsHow Tradelines Boost Your Credit Score: 2025 Guide
Authorized user tradelines can boost FICO scores by 50-100+ points in 30-45 days through primary tradeline piggybacking.
Read GuideReal strategies backed by data — used by 50,000+ clients.
Average result: +85 points in 45 days
Authorized user tradelines can boost FICO scores by 50-100+ points in 30-45 days through primary tradeline piggybacking.
Read GuideHigh-limit tradelines ($25K+) show 3x greater impact on credit utilization ratios vs low-limit accounts.
Read GuidePrimary tradelines report within 1-3 statement cycles. Learn exact timing for Experian, Equifax, TransUnion.
Read Guide24+ month seasoned tradelines average 72-point FICO boost vs 28-point boost from new primary accounts.
Read GuideOptimal credit mix = 10% installment, 45% revolving, 45% tradelines yields highest FICO algorithm scores.
Read GuidePersonal credit tradelines boost business scores 40% faster than direct business tradeline applications.
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